Timothy E. Benner, ChFC
Sheldon D. Castle, CFP®
Jason Engel
Curtis Fay

Charles H. Frazier
James L. Moore, Jr. CLU
Michael Schick




Timothy E. Benner, ChFC®
Investment Adviser Representative of Voya Financial Advisors
Chief Operating Officer of The Comprehensive Financial Group
1720 East Third Street
Williamsport, PA 17701
Toll Free:  (800) 326-9642 Ext. 4224
Office: (570) 322-4627 Ext. 4224
Direct Dial: (570) 601-6924
Fax: (570) 322-7398


Tim has been in the financial services field for over 20 years and has over 30 years business experience.

Tim helps his clients simplify and coordinate their finances to help them work toward achieving their goals for the reasons that are most important to them.


"I take my role as your trusted advisor seriously and by collaborating with a team of      professionals, we are able to help you by creating a tailored financial plan aligned with your most important goals and most deeply held values. This plan is then reviewed regularly and     adjustments made, if needed, to keep you on track. We will help to hold you, as well as         ourselves, accountable so that the necessary tasks are handled on a pro-active basis rather than on a re-active one.”

Tim assists clients with retirement planning, long-term care planning, investment planning, asset allocation and insurance planning. In recent years he has focused his practice towards helping people implement "Values Based Financial Planning" into their lives.

A 1984 graduate of The Pennsylvania State University, Mr. Benner holds Series 6, 63, 7 and 24 securities registrations. To further his financial services education he has completed several advanced courses through the American College and has achieved the Chartered Financial Consultant designation (ChFC®).

Mr. Benner can be counted on as a trusted financial professional that operates with integrity. He understands that working in a small community allows only one chance at building a good reputation.

Active in the local community Mr. Benner is a past president of the Milton Rotary Club and is a member of the West Branch Association of Insurance and Financial Advisors and the Financial Services Institute as well as the Williamsport Area Chamber of Commerce. 



Sheldon D. Castle, CFP®
Investment Adviser Representative &
Register Principal of Voya Financial Advisors
1720 East Third Street
Williamsport, PA 17701
Toll Free:  (800) 326-9642 Ext. 4222
Office: (570) 322-4627 Ext. 4222
Direct Dial: (570) 601-6922
Fax: (570) 322-7398


Sheldon began his career in financial services in 1987.  He holds the Series 6, 63, 7, 65 and 4 securities registrations, as well as Life and Health insurance licenses.  In 2004, Sheldon obtained the CERTIFIED FINANCIAL PLANNER™ certification.  In addition to being an Investment Adviser Representative he also serves as an OSJ manager. 

Sheldon and his wife Debi reside in Canton.  He is very active in local basketball programs and has been a PIAA basketball official since 1991.


Jason Engel
Investment Adviser Representative
Voya Financial Advisors
1720 East Third Street
Williamsport, PA 17701
Toll Free: (800) 326-9642 Ext. 4231
Office: (570) 322-4627 Ext. 4231
Direct Dial: (570) 601-6931

Jason joined The Comprehensive Financial Group as a Voya Financial Advisors Registered Representative in 2003.  Jason now holds series 7 and 66 registrations, as well as life and health licenses.

Jason prides himself on building a long-term relationship with his clients and focuses on helping individuals, families, and businesses with their financial plan. Jason prides himself in providing quality service to each client.  Jason will be pleased to help you conduct your investment analysis and suggest a variety of products that are custom tailored to suit your needs.

Some of the services offered to both individual and business clients include:


          401(k) Plans

        Estate Analysis

       Financial Analysis

         Retirement Planning

          Long Term Care Planning

          College Education Planning

           Business Continuation Planning


  Curtis G Fay
Investment Adviser Representative of Voya Financial Advisors
1720 East Third Street
Williamsport, PA 17701
Toll Free: (800) 326-9642 Ext. 4239
Office:  (570) 322-4627 Ext. 4239
Direct Dial: (570) 601-6939
Fax: (570) 322-7398


In January of 2013, Curtis brought his dedication for helping people to The Comprehensive Financial Group from his previous employment at the Pennsylvania State Senate where he served closely with the public in a wide variety of needs. Because of the magnitude of the responsibilities each client entrusts with him regarding their financial future, you will find that Curtis is determined to give each of his clients the time and understanding they deserve.

As an Investment Adviser Representative, Curtis understands the need for communication during the financial planning process. Once he discovers his clients' goals, tolerance for risk, time horizons, and areas of interest, he balances them with the financial realities of each person's needs such as protection, budgeting, and expectations of anticipated outcomes.

In addition to being a Financial Advisor, Curtis is also a Compliance Delegate for Voya Financial Advisors, Inc., and holds securities registrations for the Series 7, 66, and 24 as well as Life, Accident, & Health license to assist in his clients' insurance needs.  Curtis is also currently studying for his Certified Financial Planner (CFP®) certification with a goal of completing the process in 2018.  These designations allow for a comprehensive approach to your investment and insurance essentials to allow for an individualized asset and income protection plan as well as potential growth towards future objectives.

Curtis lives in South Williamsport with his wife, Stephanie, and young son, Benjamin, where he is an active member at First United Methodist Church and the Lions Club. He enjoys returning to the family farm near Troy, Pennsylvania, to make maple syrup, hunt and help with the many tasks and chores associated with helping with a family farm.




Charles H. “Chip” Frazier
Investment Adviser Representative of Voya Financial Advisors
1720 East Third Street
Williamsport, PA 17701
Toll Free: (800) 326-9642
Ext. 4232
Office:  (570) 322-4627 Ext 4232
Direct Dial: (570) 601-6932

With over thirty-five years of experience as a business professional in Central Pennsylvania, Chip has earned a reputation for hard work, honesty and integrity. 

Chip holds current Series 7 and Series 66 securities registrations as well as PA Life and Health Insurance licenses. The focus of his business is to help individuals, families, and small businesses with their current and future financial needs. Chip is committed to provide individualized, quality service to each and every client. 

He is lifelong resident of the Williamsport Area and is a two-time graduate of Bucknell University.







James L. Moore, Jr. CLU
1720 East Third Street
Williamsport, PA 17701
Toll Free: (800) 326-9642 Ext 4217
Office: (570) 322-4627 Ext. 4217
Direct Dial: (570) 601-6917
Fax: (570) 322-7398

After graduating from Williamsport High School and the Williamsport Area Community College Jimmy joined The Comprehensive Financial Group in January 4, 1975. He received a certificate of Achievement for completing an Insurance and Financial Services Career Development Program in 1978. In 1979 he completed the Insurance and Financial Services Advanced Planning School as well as an Agency Professional Management Program. In 2001 he graduated from the American College CLU Program.

Licensed in Pennsylvania to offer life insurance, annuities and disability income insurance to individuals, families and businesses.  He is committed to serving his clients to the best of his ability. Jimmy is also responsible for "New Representative Orientation" and training for The Comprehensive Financial Group.

*James Moore is not affiliated or registered with Voya Financial Advisors. Any information provided by James Moore is provided entirely on behalf of the individual and is in no way related to Voya Financial Advisors or its registered representatives.  


Michael Schick
Financial Adviser

1720 East Third Street
Williamsport, PA 17701
Toll Free: (800) 326-9642 Ext. 4215
Office: (570) 322-4627 Ext. 4215
Direct Dial: (570) 601-6915
Fax: (570) 322-7398


After serving four years in the United States Air Force, Mike graduated from the Pennsylvania College of Technology with an Associates Degree in Business Management. He furthered his education by graduating from Bloomsburg University with a Bachelors Degree in Marketing and a Minor in Accounting.

Mike has been in the financial services industry since 1992 and with The Comprehensive Financial Group since 2001. Mike holds 6, 7, 63 and 65 securities registrations, as well as, Life and Health Insurance licenses.

Mike prides himself in building relationships with clients by helping them find suitable investment solutions.